One thing CampusLogic does exceptionally well as a software company is help higher education institutions minimize “friction” in the financial aid process, from faster and clearer delivery of aid award letters to helping students quickly complete verification. A benefit to working with so many schools is that CampusLogic maintains a nationally-representative repository of federal student aid application data. This data set uniquely positions us to add rich quantitative insights, in ways that have not previously been possible. Purpose-driven to help schools change lives, these insights can help drive more and deeper discussion around everything from federal to state to institutional financial aid policy, but also explore broader scholarly issues around access, borrowing, and completion. We take privacy matters seriously. This report uses de-identified, aggregated data in accordance with applicable privacy laws.